Real Estate Marketing – What is a Short Sale and How to Negotiate to Stop Foreclosure? – Part 1
RealEstateMarketingThisWeek.com – Real Estate Marketing – What is a Short Sale? – Short Sale experts discuss How to Negotiate to Stop a Foreclosure… Produced by Dan Havey of Real Estate Marketing This Week – Short Sale and Loan Modifications; great alternative to Foreclosure – Kalyn Roberts and Jeri league, welcome to the program. Jeri and Kalyn are short sale experts and have graciously decided to come to the program to discuss some of the short sale important things that people do need to know, and were going to get to all of this short sale information, but a couple of things important to mortgage interest rates. Today is a fantastic day in the mortgage rate world. Leslie and Staci at Velocity Financial were kind enough to put together a scenario for us so listen to this folks. This is not the teaser, this is not the loss leader, this is the real deal as of today, a 7000 loan amount, the interest rate is 4.875%, thats 4.875% that is below 5% obviously, the APR is 4.948% and that is for a no cash out loan, and that is a special rate and we have a certain allotment of loans that were allowed to do at that special rate. If youre interested in talking to a member of my staff or myself or anyone else about that program you would call. There are people there standing by to take your phone call. Were a local licensed firm and one of the only 15% of the mortgage companies in the state of Arizona that is licensed to do FHA loans as well. Any mortgage related needs that you … Video Rating: 4 / 5
Matt is a kindergartner who received a traumatic brain injury (TBI) from a car accident. He receives special education, and his teachers discuss his educational plan and how other students interact with him. Video Rating: 0 / 5
Bankruptcy rules and foreclosing on a house?
Question by Mikki Sue71 : Bankruptcy rules and foreclosing on a house? I live in Nevada. My husband and I are talking about foreclosing on our house. It is approximately $ 150,000 upside down. It will never recover. The neighbors are moving and soon we feel that our little neighborhood will be gone. So, we are considering jumping ship too. I heard that in Nevada, the banks have 7 years to come after you for the difference of your loan versus what they get at auction. Is that true? Do we need to claim bankruptcy to avoid this? How long after can we buy another house? Best answer:
Answer by Ryan M
1) Yes that is true
2) You need to claim bankruptcy AFTER they obtain a judgement against you to avoid this.
3) 7 years.
4) You did not ask, however you need to know that the $ 150k is taxable income to you
Know better? Leave your own answer in the comments!
Family Life Credit Services Now Offers Housing Counseling
West Fargo, ND (PRWEB) May 09, 2012
Purchasing a home is one of the largest financial decisions that people ever make in their lives. This can be a very stressful and difficult decision to make, which is why Family Life is pleased to offer housing counseling to their clients. Housing Counseling and Education can assist people in making the best possible choice when it comes to choosing their home. During the Housing Counseling process, clients considering the possibility of purchasing a home will be counseled by one of Family Lifes certified home-buyer education counselors. Their counselors work with each client to establish a working budget while assessing the clients debt load and possible obstacles.
Family Life Credit Services is offering First-Time Home-buyer Education workshops which will be offered on a monthly basis. These eight-hour workshops are held over two evenings and are followed by a one-on-one Housing Counseling session with one of their certified home-buyer education counselors. During the workshop, area professionals in the housing industry present on their areas of expertise, with topics including: Finding a Realtor, Homeowners Insurance,
Finding the Right Mortgage and Home Inspections.
There is more than just education that will come out of these courses as many communities offer incentives for completing a home-buyer workshop and/or housing counseling, such as down payment and closing cost assistance, as well as below-market interest rates guaranteed by the government. Many of these funding programs are only available if people attend and complete a certified home-buyer education workshop. To register for a free home-buyer education workshop call (800) 747-9307 or visit http://www.familylifecredit.org/housing-counseling for more information.
About Family Life Credit Services
Family Life Credit Services ( http://www.familylifecredit.org) is nationwide nonprofit Christian Family Counseling agency founded in 1986. They were incorporated as Family Life Services Inc., D.B.A. Family Life Credit Services in 1989 and are currently located in West Fargo, North Dakota.
Family Life Credit Services is an organization of Christian credit counselors who provide confidential biblical Christian debt counseling help for individuals and families who have found themselves in financial crisis. Family Life Credit Services helps these people by analyzing their budget, discussing all the options they have including self payment, debt consolidation program, bankruptcy, personal loans, etc. They do all of this without making any personal judgments about clients the circumstances leading up to their situation. Family Life is not a loan company, nor do they file bankruptcy claims.
All of the counselors at Family Life Credit Services are certified through an independent agency and are required to complete 20 continuing education hours every two years. All of their counselors are highly compassionate and understand that during lifes journey, people often travel through some rough patches. They understand that although some of these rough patches are self-inflicted, other circumstances are completely out of anyone’s control. Many of Family Lifes credit counselors have been there shoes before and they know what its like to have creditors calling. Through their own experiences and their education, one can be sure that they will listen and do what they can to offer assistance, relief, and direction.
Find More Bankruptcy Options Press Releases
Celebrities Bankruptcies!!!!!!
Celebrities are bankrupt because there is no plan how on to spend the money, invest it or even save it to prevent future poverty. Follow me on Twitter – DAVIDO2K11 Facebook – David Odunlami
What is Chapter 11 Bankruptcy?
The Bankruptcy Group at the Victoria Law Group represents public and closely held companies, partnerships, trustees, committees, assignees and asset purchasers, as well as secured and unsecured creditors, in all aspects of bankruptcy law, debtor and creditors’ rights proceedings, including Chapter 11 reorganizations and Chapter 7 liquidations; foreclosure and other enforcement proceedings; bankruptcy litigation; cash collateral stipulations; valuation proceedings; asset or going out-of-business sales; and involuntary petitions. We handle creditors’ rights litigation, including collection and foreclosure matters and enforcement of security interests, and are skilled in assisting creditors in obtaining early payment of claims. Our attorneys also have experience with cross-border insolvencies and cases under Chapter 15 of the Bankruptcy Code. Learn more at www.TheVictoriaLawGroup.com Or Schedule a FREE consultation Call us Today! 305 515 5599
Las Vegas Bankruptcy Attorney Aimee Pulley, Esq. explains how rental property owners who are upside down can avoid short sale and foreclosure by using the US Bankruptcy code to reduce their mortgage principle and monthly payments (like a loan modifiation). Rental properties which are currently underwater can become profiatable again.
Foreclosure Hearings (Bankruptcy Law) – NCBA LegalVision
NCBA LegalVision is a public service that offers free legal information to North Carolina citizens. Video Rating: 0 / 5
Octomom Nadya Suleman Officially Files Chapter 7 Bankruptcy
Los Angeles, CA (PRWEB) May 02, 2012
RoadFish.com mens lifestyle and finance magazine today remarked on Octomom Nadya Sulemans filing for Chapter 7 bankruptcy in Orange County Superior Court on Monday. RoadFish.com weighed in on the mother of fourteens sky-high debt, advising its readers to take a lesson from this unfortunate case and use it as an example of what not to do in terms of financially spending, saving, and planning.
Reuters reported on Monday that Nadya Suleman, commonly known as Octomom after her birth to octuplets in 2009, filed for Chapter 7 in the state of California. The article reports that Suleman possesses less than $ 50,000 in assets while court documents claim that she owes between $ 500,000 and $ 1 million. Chances are, her credit report isnt looking so hot either. Reuters also notes that last week, Suleman informed ABC News that she was receiving between $ 4,000 and $ 5,000 per month in public assistance.
A TMZ article gives more details as to Sulemans mounting debt, claiming that it had obtained a copy of her bankruptcy documents and that she owes between $ 500,000 to $ 1 million dollars to teachers, medical groups, her lawyer, and to DirecTV. TMZ reports that Sulemans creditors include Orkin Pest Control, Roberto Robles Gardening Services, Sparkletts, William F. Turner Attorney at Law, Kaiser Permanente, the DMV, Farmers Insurance Group, Verizon Wireless, City of La Habra Water Dept., So Cal Gas Company, So Cal Edison Company (electric), Sylvan Learning, Superior Court of California, Whittier Christian School and DirecTV.
RoadFish.coms Senior staff writer is quoted as saying, Im not going to weigh in on the rightness or wrongness of Sulemans decision to receive fertility treatments to have multiple children. I think thats beside the point, its over and done with. What I would like to advise readers is to take this story and perhaps apply it to their own financial situations, to look and see where they can cut out spending, add to their savings, and chip away at debt. Regardless of income, level of fame, or lifestyle, we all need to make wise financial decisions in order to succeed.
36-year-old Nadya Suleman gave birth to her octuplets in January 2009. The set of eight babies, who are only the second complete set of octuplets to be born in the US, also surpassed the previous worldwide survival rate for a full set of octuplets when they were one week old. It was later discovered that Suleman, an unemployed, single mom who already had six other young children at the time, used in-vitro fertilization (IVF) plus the aid of a fertility specialist to manipulate the birth in order to have a high number of children. Once this became public information, Suleman came under fire and public criticism. Dr. Michael Kamrava, the supervising doctor during Sulemans IVF sessions, was later expelled from the American Society for Reproductive Medicine and his medical license was revoked in 2011 for his extreme departure of standard care by implanting Suleman with 12 embryos. In March 2012, Suleman posed topless for the British magazine, Closer. Suleman now lives in La Habra, a suburban Southern California community, with her fourteen children.
RoadFish.com points out that even multi-millionaires can end up broke if they dont make smart spending and saving choices. RoadFish.coms Senior staff editor is quoted as saying, Look at Warren Sapp, he played pro football for over 12 years and is in the Hall of Fame for being an amazing athlete. At one point he was making millions of dollars a year from the NFL, and he filed bankruptcy last month. Thats my point, its not about how much money you make, its what you do with it that counts.
The above-mentioned TMZ article reports that Sulemans court documents state that she has taken and completed a course on debt education, an apparent requirement for any person who files Chapter 7 bankruptcy.
About RoadFish
RoadFish.com is an online men’s lifestyle and finance magazine targeted toward men in their 30s and 40s that have already attained a moderate level of success in life, and are striving toward more. It goes over current events of interest to this group, such things as exciting adventures, making money, consumer interests, hot chicks, and the current US economy statistics as well as ways to make more and save more money. It is a publication owned by Purpose Inc.
###
Open A Massage Parlor
Open A Massage Parlor Great Ebook On How To Open A Massage Parlor And Get More Sales For Your Massage Business. Open A Massage Parlor
The Office – I Declare Bankruptcy!
The Office – I Declare Bankruptcy! Michael Scott declares bankruptcy Video Rating: 5 / 5
Transportation Consulting and Acquisition Firm Ahern and Associates Commemorates 25 Year Anniversary
Phoenix, AZ (PRWEB) May 04, 2012
North Americas leading trucking and logistics consulting firm, Ahern and Associates, celebrates a hallmark event in serving the transportation industry for an astounding 25 years. This is an especially remarkable feat considering the often tumultuous landscape of the transportation industry which is especially sensitive to economic shifts making long term survival extremely challenging.
Phoenix based Ahern and Associates has developed a reputation throughout the years as the go to firm for aiding owners of trucking, logistics and warehousing companies in furthering their goals through strategic acquisitions. The firms CEO, Andy Ahern has the distinct notoriety within the transportation industry for having the broadest base of contacts which provides him the unmatched ability to locate prospective buyers and sellers which match his clients criteria. This unique and personal approach to business has allowed the firm to set year over year records in the number of acquisitions completed for some of the largest companies within transportation and private equity firms. In addition, Ahern possesses the unequaled ability and experience to assess a proper value for transportation companies, often used during the acquisition process or in many cases, in a court of law during bankruptcy proceedings.
Ahern and Associates has also set the benchmark for transportation companies looking to streamline operations and increase cash flow while improving employee performance and bottom line profitability. Ahern takes pride in their ability to right the ship of failing trucking and logistics companies, often turned to when all other options have been expended.
Ahern and Associates has also been publicly recognized as an early adopter of technology within transportation. Ahern utilizes social media, has a respected online podcast and has an impressive 450,000 weekly subscribers to their Ahern Advisory transportation newsletter.
Over their storied 25 year history, Ahern and Associates has had the privilege of working with transportation companies of all sizes, from the one to two truck operation to some of the largest publicly held transportation companies in North America including:
